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- Helps
higher risk borrowers rebuild their credit.
- Saves
borrowers money through lower interest rates vs. alternative
financing sources.
- Provides
“Pricing Power” to your borrowers when shopping
for a new vehicle.
- Gives
borrowers a greater sense of working together with your
institution.
- There
is no down payment requirement.
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Positively impacts your auto loan portfolio by increasing auto loan
approvals.
- Provides
incremental ROA.
- Strengthens
borrower relationships by meeting his/her borrowing needs.
- Provides
you with new cross-selling opportunities.
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Attracts new borrowers because you can say “yes”
to more auto loans.
- There
is no “up front” cost.
- ALS
supports the Community Reinvestment Act (CRA) objectives.
- Program
is backed by an “A” (excellent) A.M. Best rated
carrier with a 130 year history.
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